Think Investments Think BetterKarts
A Boutique Wealth Advisory for Serious Global Investors
India – Access to 40+ Fund Houses | GIFT City Funds | Global Markets Access | Alternatives
Global Wealth Structuring for Ultra HNIs & Family Offices
We advise HNIs, NRIs, and emerging family offices with access to India and global markets through curated, research-driven strategies and institutional frameworks.
In today’s interconnected world, wealth is no longer created within borders—it is built by allocating capital intelligently across geographies, asset classes, and opportunities.
BetterKarts is a next-generation wealth platform that helps Indian and global investors participate in high-quality investment opportunities with clarity, structure, and discipline.
A Dual-Market Wealth Platform
We are uniquely positioned to serve:
Indian Investors
Seeking global diversification, structured portfolios, and long-term wealth creation.
Global Investors
Looking to access India’s high-growth potential through a trusted, on-ground partner.
Who We Work With
We typically work with portfolios starting 50 Lakhs/ USD 150K.
Our clients include Ultra HNIs, NRIs / Global Indians, Family Offices, Professionals (Doctors, CEOs, CFOs) and Business Owners.
What Makes Us Different
1. India + Global Integration
We build integrated portfolios combining:
- Indian growth opportunities
- Global diversification strategies
2. Institutional-Grade Thinking
Our approach reflects how family offices and global asset managers operate:
- Asset allocation first
- Risk management always
- Long-term compounding focus
3. Simplicity in a Complex World
We make Wealth creation process simple with clear strategies, transparent execution and measurable outcomes
We invest alongside you
Skin in the Game
Founder’s own capital deployed in same strategies
The Founder invests a significant portion of his own wealth, along with that of close family members, into the very same opportunities curated for clients. This alignment ensures that every decision is driven not by theory, but by real capital at stake.
In a period where the Nifty 500 has delivered virtually no returns over the last 18 months, Founders portfolio has continued to demonstrate resilience —delivering an XIRR of 20.9% over a 6-year period as of 16th April 2026.
An XIRR of 20.9% is exceptional. To put in perspective, long term annualised returns of legendary investors like Warren Buffet and Benjamin Graham returned roughly around 20% over multi decade time-period.
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme related documents carefully before investing. Past returns do not guarantee future performance.
Our Philosophy
We prioritize strategic asset allocation over short-term market timing, anchoring portfolios in structure rather than speculation.
Compounding Is the Core – Building Wealth needs patience and consistency
Our philosophy balances growth with prudence, placing equal emphasis on capital preservation and risk management.
Our Journey
“Est. 2016” – What started as an investor-focused initiative rooted in education and risk-based investing has steadily evolved into a structured wealth platform serving HNIs and global investors with Global Capital Access and Cross-Border Expertise.
2024 – AMFI Registered Mutual Fund Distributor (ARN-311024)
2025 – APMI Registered PMS Distributor (APRN07366)
2026 – Channel Partner – US based International broker, Authorized Person as Stock broker with Sharekhan Mirae Asset and authorized Distributor with GIFT City Funds.
Today, BetterKarts stands at the intersection of Indian opportunity and global capital, enabling clients to invest seamlessly across geographies through compliant, well-structured frameworks, including GIFT City and international markets.
Our Vision
To become a globally trusted wealth platform that seamlessly connects:
Indian opportunity with global capital
Global diversification with Indian investors
Our Mission
To help investors—regardless of geography:
- Build resilient, long-term portfolios
- Navigate complex financial decisions with clarity
- Achieve financial independence and legacy wealth
Our Business Partners
BetterKarts partners with leading financial institutions to deliver world-class investment solutions. BetterKarts is authorized Channel Partner for all Top fund houses in India.
Our association with a US based platform enables our clients to seamlessly invest in International stocks and ETFs.
BetterKarts is an authorized channel partner for GIFT City funds and operates as an authorized stock broking partner with Sharekhan Mirae Asset.
Demographics | Digitization | Urbanization | Formalization
Invest in Worlds Fastest Growing Large Economy
“India will add more people to it’s workforce in the next decade that rest of the World combined” – UNDP
David Rubenstein, co-founder of US-based PE giant Carlyle Group, in January 2026 stated that India could become the world’s largest economy within 20 to 30 years. He cited India’s young, growing population as a decisive advantage over aging nations like China and the US
In 2026, India surpassed Japan to become fourth largest economy globally and is expected to become 3rd largest in next 3 years overtaking Germany. Indian Government target is USD 30 trillion Economy by 2047 from USD 4.19 trillion in 2026.
The SENSEX has delivered an exceptional ~16% CAGR over the past 44 years—demonstrating the immense wealth creation potential of equity markets. While long-term trends remain upward, volatility is an inherent part of this journey, making disciplined investing and strong risk management essential.
Among 5,000+ listed companies in India and ~3,500 Mutual Fund schemes, not every fund suits every investor. Selecting the right set of high-performing funds aligned with an investor’s risk profile is both critical and challenging.
Our Core values
At BetterKarts, our work is anchored in integrity, transparency, and a strong client-first approach. We maintain strict confidentiality while applying disciplined risk management to protect and grow your wealth.
Through continuous learning and visionary thinking, we stay ahead of market opportunities. We are equally committed to promoting financial literacy, acting with social responsibility, and building relationships grounded in compassion and mutual respect. Following are our Core values:
# Integrity
# Client-Centricity
# Confidentiality
# Continuous Learning & Risk Management
# Visionary Thinking
# Compassion & Mutual Respect
Discover the specialists
Our Masterminds
Ashutosh agarwal – Founder & Chief investment strategist
Chartered Accountant | CRMA | DISA |NISM Certified MFD & PMSD
Ashutosh is a Chartered Accountant (ICAI) with over 26 years of experience in Risk Advisory, and Business Leadership across globally reputed organizations including PwC, KPMG, and ArcelorMittal. He is a Certified Risk Management Assurance (CRMA) professional from Institute of Internal Auditors (USA) and holds NISM certifications as a MF Distributor and PMS Distributor.
As Founder & Chief Investment Strategist at BetterKarts since 2016, Ashutosh leads a mission-driven wealth platform focused on enabling financial empowerment for Indian and global investors through disciplined, research-driven investment strategies.
While India-focused investing forms the core of his approach, he specializes in global diversification across the USA, Europe, and Asia (including China, Taiwan, Japan). His expertise lies in identifying long-term structural trends and positioning portfolios toward future-ready sectors such as Artificial Intelligence, Semiconductors, Rare Earth & Strategic Resources, Technology Innovation, and global commodity themes including Gold, Metals, and Mining.
He oversees strategic planning, investment research, client advisory, compliance, performance monitoring, and investor education—upholding the highest standards of transparency, ethics, and investor-first principles.
Ashutosh strongly believes that financial literacy is the foundation of wealth creation and is committed to driving investor education and financial empowerment across India and beyond.
Under his leadership, BetterKarts serves HNIs and global investors across Indian and Global funds, Equities, PMS, Alternates, GIFT City, and International ETFs —capturing opportunities in India’s growth sectors and global themes like AI, Technological innovation, Semiconductors, Robotics, Green Energy themes, Global Defense, Consumption, Healthcare and many more.
Praveen Kumar Agarwal – President
Associate member – Institute of Cost Accountants of India, Institute of Companies Secretaries of India
Praveen Kumar Agarwal is a Practicing Cost Accountant based at Indirapuram with vast experience in Cost Audit and records, accounting & finance and corporate governance. He is an Associate Member of the Institute of Cost Accountants of India (since 1996) and the Institute of Company Secretaries of India (since 2000)
Over a 28-year career across Dairy, Automotive, and other industrial sectors, Praveen has built deep expertise in financial planning, cost optimization, and business process transformation. During his industry tenure, he successfully led the implementation of ERP solutions—particularly the FICO module—while designing robust MIS frameworks that enhanced transparency, operational control, and data-driven decision-making at leadership levels.
As President of BetterKarts, Praveen champions Investor Education & Awareness with a clear mission: financial empowerment for all Indians. A passionate and astute investor himself, Praveen leverages his extensive knowledge of accounting, finance, and costing in Indian corporates to identify value-plus-growth opportunities for long-term wealth creation. His analytical rigor, keen eye for detail, and structured evaluation approach enable him to uncover fundamentally strong investment opportunities aligned with sustainable growth. Praveen Kumar Agarwal exemplifies the blend of financial expertise, governance acumen, and investment insight—making him a guiding force in driving both corporate excellence and individual financial empowerment.
PPankaj Gupta – Strategic Advisor
B Tech Electrical Engineering – Banaras Hindu University
Pankaj Gupta is a distinguished technology and strategy leader with over 34 years of industry experience, marked by operational excellence, digital innovation, and strategic foresight.
His professional journey includes 27 impactful years with Tata Consultancy Services (TCS) and 5.5 years with Larsen & Toubro Ltd., where he built a strong foundation in engineering, automation, and enterprise transformation. Currently serving as Head – Strategy & Transformation, Life Sciences & Healthcare Strategic Capability Group at Tata Consultancy Services, Pankaj has been at the forefront of driving AI-led and digital transformation initiatives. Earlier in his career at Larsen & Toubro Ltd., he worked as an Application Engineer, where he was responsible for commissioning, servicing, and software development of factory automation systems, including PLCs, drives, and SCADA-based solutions.
Beyond his corporate leadership, Pankaj is a seasoned investor with over a decade of experience in Indian mutual fund investing. As Strategic Advisor at BetterKarts, he contributes deep expertise in process optimization, best practices, and AI-enabled investment research frameworks. He has been a guiding force in integrating technology-driven tools to enhance financial literacy and investment awareness. Pankaj Gupta embodies the rare combination of engineering precision, digital innovation, and financial wisdom—making him a catalyst for transformation across both corporate and community ecosystems.
Shivani Gupta – Lead Champion – Investor Advisory
MSC (Gold Medalist) – MS University Baroda, BED – Gokuldas College Moradabad UP
Shivani Gupta is a dedicated educationist with a strong academic foundation and a deep commitment to empowering young minds. She holds a Postgraduate degree in Science from MS University, Baroda, along with a B.Ed. from Gokuldas College, Moradabad.
With over a decade of rich teaching experience at Kothari International School, Noida, Shivani has consistently demonstrated excellence in classroom engagement, student mentorship, and holistic development. Her passion for education extends beyond traditional academics—she is deeply enthusiastic about children’s storytelling and fine arts, using creativity as a powerful tool to inspire curiosity and character-building.
As the Investor Education Lead Champion at BetterKarts, Shivani plays a pivotal role in advancing financial literacy at the grassroots level. She has been instrumental in designing and conducting investor awareness programs in schools and organizing impactful financial education workshops. Through her innovative teaching methodologies, she simplifies complex financial concepts, making them accessible and relatable for students, parents, and communities.
Her mission-driven approach has helped instill financial discipline, awareness, and long-term wealth-building habits among individuals and families—contributing meaningfully toward the broader goal of financial empowerment for all Indians..
Disclaimer
Investment in Equities and Mutual Funds involves significant risks, including market volatility and economic fluctuations. Returns are not guaranteed and investors may incur losses.
Mutual fund investments are subject to market risks, read all Scheme related documents carefully before investing.
Information contained on this site is solely for academic interests and creating awareness. Always do your own research and consult a duly registered Financial Advisor before making any investing decisions.